Challenge STARTS: October 13, 2025 @ 7 pm EST | 4 pm PST

Attention: Ministers, Leaders and Faith-Driven Professionals

“Discover How to Increase Your Impact and Income Using What You Already Know and Do”

Join The monetize Your Ministry Challenge

HURRY DAY 1 STARTS IN:

LIVE CHALLENGE: October 13, 2025 @ 7 pm EST | 4 pm PST. Just 60 Minutes A Day!

LIVE 5-DAY CHALLENGE:

August 3rd-7th, 2025 @8:00AM PT.

Just 60 Minutes A Day!

Attention: Ministers, Leaders and Faith-Driven Professionals (make big)

“Discover How to Increase Your Impact and Income Using What You Already Know and Do”

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Join The Monetize Your Ministry Challenge

HURRY DAY 1 STARTS IN:

LIVE 5-DAY CHALLENGE: August 3rd-7th, 2025 @8:00AM PT. Just 60 Minutes A Day!

LIVE CHALLENGE:

October 13, 2025 @ 7 pm EST | 4 pm PST

Just 60 Minutes A Day!

Join 4 World-Class Ministry-Minded Coaches For

the ‘Monetize Your Ministry’ Challenge

In this unique 3-in-1 challenge - Coaching, Writing, and Speaking—you’ll gain the clarity, confidence, and proven strategies you need, plus the support of a like-minded community, to package your calling and start creating lasting impact and dependable income with the gifts God has placed in your hands.

The Monetize Your Ministry Challenge reignited my passion and drive for the work I was already doing. I had lost a lot of that spark, but through the teaching, coaching, and conversations with Kymone and Pierre, I walked away refreshed and focused. If you haven’t joined this challenge, you’re wasting time — do it now!

Ramona Charles

This challenge felt like lifting the veil on what it really takes to step into new opportunities with confidence. I walked away with clarity about my voice, my purpose, and the intentional impact I can create. Kymone Hinds, Pierre Quinn and the team were absolutely amazing. I’m excited to move forward with consistency and the connections I’ve made here.

Karyle Barnes

This challenge has been truly transformative. It validated the calling God has been nudging me toward to reach broader audiences and step into higher opportunities with confidence. The value shared was practical and actionable, and I loved the push to charge according to the value I bring. I walked away with clarity, confidence, and the courage to stretch myself for greater impact.

Khieanne Dawson

Ready to Monetize Your Ministry? Choose Your Track and Start Today!

This 3-part challenge is built for pastors, educators, counselors, and faith-driven leaders who want to multiply their impact, expand their reach, and create income without the confusion of figuring it out alone.

Only 250 Slots Available. Sign-up Today!

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It’s Time to Break Free…

What God placed in you was never meant to stay hidden. You weren’t called to shrink under pressure, stay stuck in confusion, or carry the weight of wondering how to make ends meet. When you learn to package your gifts and expertise the right way, you’ll step beyond the pulpit, the classroom, or the counseling office, expand your influence into new spaces, and create income that sustains your mission instead of draining your energy.

From: Kymone Hinds

If you’re anything like the faith-driven leaders I’ve worked with over the past 18 years, you’ve probably felt a quiet tension tugging at you.

On one hand, you love serving, teaching, mentoring, and using your gifts to make a difference. But on the other hand… there’s the unspoken frustration.

You give your all at work and in your community, yet the bills don’t stop coming.

You’re tired of living paycheck to paycheck, or relying on salaries and stipends that never quite stretch far enough.

Maybe you’ve even taken on extra work or side jobs—only to find yourself exhausted, juggling too much, and wondering if you’ll ever have the margin to breathe.

And deep down, there’s a question you might not say out loud: “Is it wrong to want more for my family and my future? Can I really honor God, serve others, and create income at the same time?”

Why Does It Feel Like Everyone Else Is Moving Forward… While You’re STUCK on the Sidelines?

It’s a painful thought, but I know you’ve felt it before. You’ve seen others with less experience turn their gifts into books, coaching, or speaking opportunities — while you’re faithfully serving but feeling sidelined. 


You’ve asked yourself:

“Do I really have anything valuable to offer?

Would anyone even pay for what I bring?”

The truth is, you already carry wisdom and skills people are searching for right now. The problem isn’t lack of value, it’s that no one has shown you how to package what God has placed in your hands in a way that blesses people and builds income at the same time.

So Many Options. So Much Noise. No Wonder You Feel Paralyzed.

You see, even if you’ve thought about turning your gifts into something more… the path hasn’t been clear.

Should you write a book? Start coaching?

Launch a podcast?

Step into speaking?

Or do you need a website, a marketing plan, or a tech setup before you can even begin?

With so many options, it’s no wonder you feel stuck.

But here’s the good news, you don’t have to figure it out on your own, and you don’t have to try everything. You only need one clear path forward - one track that’s aligned with your gifts, your story, and the people God is calling you to serve.

Is It Wrong to Earn Money From Ministry?

Here’s the Truth You’ve Never Been Told.

This question keeps more leaders stuck than almost anything else.

You love God. You love serving. But deep down, you’ve wrestled with this question:

“Is it even right to make money from the gifts God has given me?”

Somewhere along the way, you may have picked up the belief that earning an income and serving God are at odds. That if you focus on creating revenue, you’ll somehow be compromising your calling.

But here’s the truth: providing for your family and prospering in your work is not unspiritual — it’s biblical stewardship.

The Apostle Paul himself earned income from his trade while spreading the Gospel. And all through Scripture, we see that when God gives gifts, He expects them to be multiplied, not buried.

Whether your work is in the pulpit, the classroom, the counseling room, or the community — when you package your calling into a book, a coaching program, a course, or a speaking platform, you’re not taking away from ministry. You’re extending it.

You’re reaching people you never could have reached before, creating impact that lasts, and building provision that frees you to serve more boldly.

One Challenge. Three Tracks. Your Clear Path to Monetizing Your Ministry.

If you’ve been waiting for clarity and direction, this is it.

That’s why I created the Monetize Your Ministry Challenge. To avoid wasting your time, let me quickly describe the type of leader this challenge is designed for…

  • IF YOU KNOW YOU’RE CALLED, BUT YOU’RE STUCK: You’re faithfully serving, teaching, or leading, but financially you feel like you’re spinning your wheels. You know God has given you gifts — wisdom, skills, and life experiences — yet you don’t know how to turn them into something people will actually pay for. If you’re tired of the uncertainty and want clarity on how to finally earn with your ministry, this challenge is for you.

  • IF YOU’RE READY TO STOP HIDING YOUR POTENTIAL: You’ve watched others publish books, build coaching programs, or step on big stages — and deep down, you know you could do the same or even more. The only thing missing is a proven roadmap and the confidence to put yourself out there. If you’re done being overlooked and ready to step into the fullness of your calling, this challenge was made for you.

  • IF YOU WANT TO CREATE INCOME WITHOUT COMPROMISING YOUR CALLING: You’ve wrestled with the guilt of asking to be paid for your work. But the truth is, income and ministry are not enemies. When you package your gifts into coaching, writing, or speaking, you extend your reach and multiply your impact. If you’re ready to provide for your family and serve more boldly — with biblical stewardship, not burnout — then you belong here.

HERE’S HOW IT WORKS:

Over 3 weeks and 3 powerful days each week, we’ll give you step-by-step guidance to package your calling into something people are ready to pay for. And the best part? You’ll have the chance to choose the track that fits you best — whether that’s writing, speaking, or coaching.

Real People. Real Results.

Testimonial

John and April Nixon

Testimonial

Curtis Hall

Over three powerful days...

You’ll get step-by-step guidance to package your calling into something people are ready to pay for, without compromising your ministry. And the best part? You’ll have the chance to choose the path that fits you best:

  • Coaching Track: You’ll learn how to turn your story and skills into a coaching program that changes lives and creates recurring income.

  • Writing Track: You’ll discover how to finally get your book out of your head and into readers’ hands, opening doors to new opportunities.

  • Speaking Track: Speaking Track – You’ll master the art of communicating your message with clarity and confidence so you can book paid speaking engagements.

Guided Step by Step by Leaders Who’ve Already Done It And Are

Ready to Show You How!

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You won’t be doing this alone.

I’ve invited three incredible ministry-minded leaders to guide you inside this challenge - each of them living proof that it’s possible to combine calling with consistent income.

These leaders have guided students to publish books that opened doors for greater influence and new income streams, trained speakers who’ve gone on to land $5K+ engagements and step onto major platforms, coached faith-driven leaders to build thriving programs and even near seven-figure businesses, without compromising their calling.

When you step into the Monetize Your Ministry Challenge, you’re learning directly from leaders who have done it and helped others do the same.

Ready to Monetize Your Ministry? Choose Your Track and Start Today!

This 3-part challenge is built for pastors, educators, counselors, and faith-driven leaders who want to multiply their impact, expand their reach, and create income while staying true to their calling.

Only 250 Slots Available. Sign-up Today!

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choose your track

Coaching Track: Turn Your Calling Into a 6-Figure Coaching Business

(October 13–15, 2025 @7 PM EST | 4 PM PST)

Led by Dr. MyRon Edmonds – High-Performance Coach & Movement Leader & Kymone Hinds – Business Coach & Consultant

Dr. MyRon Edmonds has built a six-figure, nearly seven-figure coaching business from the ground up after more than 20 years in ministry leadership.

He has also impacted thousands of lives through a movement he created to help men and their families live with purpose, freedom, and clarity.

Kymone Hinds has helped hundreds of faith-driven leaders launch and scale coaching businesses into six-figure ventures — including partnering with Dr.

Edmonds to grow his coaching practice. With a proven track record of guiding leaders to package their expertise and create consistent income, Kymone brings practical strategies that turn vision into reality.

What This Track Is About

Your calling doesn’t have to compete with your income.

Coaching is one of the most powerful ways to multiply your impact, serve people more deeply, and finally get paid what your expertise is worth.

This track will show you how to define your niche, package your expertise, and fill your coaching program with paying clients — even if you’ve never charged before, don’t feel “qualified,” or worry the market is too crowded.

Who This Track Is For

  • Pastors and ministry leaders ready to expand beyond the pulpit

  • Educators who want to leverage their skills beyond the classroom

  • Counselors and coaches seeking consistent income from their expertise

  • Faith-driven professionals who want to package their story, skills, and experiences into profitable programs

What You’ll Learn

  • How to break the “ministry vs. money” myth and fully embrace your entrepreneurial calling

  • How to discover your coaching niche, define your audience, and craft your unique value statement

  • How to design profitable offers (1:1, groups, masterminds) that people want to buy

  • How to attract clients through simple, authentic outreach — without ads, big followings, or complicated tech

  • How to deliver transformational results that lead to referrals, testimonials, and long-term growth

What You’ll Get Inside This Track

  • 3 days of live, interactive training with Dr. MyRon Edmonds & Kymone Hinds (2 hours per night for VIP, 1 hour for General Admission)

  • A step-by-step workbook to help you clarify your niche and build your plan

  • Replay access so you never miss a session

  • Access to a private community of ministry-minded coaches and peers

Your Daily Wins

By the end of this track, you’ll walk away with a clearly defined coaching niche, a packaged offer, and a step-by-step plan to start enrolling paying clients with confidence.

Writing Track: Turn Your Story Into a Published Book

(October 20-22, 2025 @7 PM EST | 4 PM PST)

Led by Athena Shack – Publisher, Author, and International Speaker

Athena Shack is the CEO and Publisher at Watersprings Publishing.

With over 9 years in publishing and 30+ years in marketing, advertising, and media, she has guided more than 200 authors from blank pages to published books.

As an ordained minister and international speaker, Athena has seen firsthand how a book can expand your reach, open doors to new opportunities, and become a lasting legacy.

What This Track Is About

Your story matters. The experiences and insights God has given you can change lives—but only if they make it out of your head and into print.

This track will show you how to clarify your message, structure your content, and create a publishing plan so your book doesn’t just sit in your heart but gets into the hands of the people who need it most.

Who This Track Is For

  • Pastors and ministry leaders ready to expand their influence beyond the pulpit

  • Educators and counselors who want to turn their expertise and experiences into lasting resources

  • Faith-driven leaders and professionals seeking to publish books that open doors to new income and greater impact

What You’ll Learn

  • How to uncover the message you’re meant to share and define your book’s purpose

  • How to structure content into a clear outline and create a 90-day manuscript plan

  • How to repurpose sermons, blogs, or talks into book material

  • How to navigate publishing and use your book as a platform for coaching and speaking

What You’ll Get Inside This Track

  • 3 days of live, interactive training with Athena Shack & Kymone Hinds, (2 hours per night for VIP, 1 hour for General Admission)

  • Step-by-step workbook to help you outline and draft your book

  • Replay access

  • Access to a supportive community of authors in progress

Your Win

By the end of this track, you’ll walk away with a clear book outline, a 90-day manuscript plan, and the publishing roadmap to turn your story into a published book.

Speaking Track: Turn Your Message Into Income

(October 27–29, 2025 @7 PM EST | 4 PM PST)

Led by Pierre Quinn – International Speaker & Leadership Coach

Pierre Quinn has gone from preaching in churches and teaching in classrooms to commanding $20,000+ per engagement on global stages.

As a leadership consultant and communication coach, he has taught hundreds of professionals how to turn their stories into signature talks that book paid gigs.

His students have already landed $5K+ speaking opportunities using his frameworks.

What This Track Is About

This track will show you how to package your story, position yourself with confidence, and step into speaking as a real income stream...

Even if you’ve never been paid to speak before, don’t have a big following, or have only spoken inside the church, in your classroom, in a nonprofit, or while leading workplace trainings and team meetings.

You’ll discover how to take the communication skills you already use and translate them into paid opportunities on bigger stages.

Who This Track Is For

  • Pastors and ministry leaders ready to expand their impact beyond the pulpit

  • Educators, counselors, and nonprofit leaders with expertise to share

  • Professionals and managers who want to leverage their leadership experience into paid speaking opportunities

What You’ll Learn

  • How to shift from a “ministry mindset” to a “marketplace mindset”

  • How to position yourself as a $5K+ speaker without needing a big following

  • How to craft and deliver your signature talk — the presentation organizations will pay you for

  • How to identify speaking opportunities and have the conversations that close paid gigs

What You’ll Get Inside This Track

  • 3 days of live, interactive training with Pierre Quinn and Kymone Hinds (2 hours per night for VIP, 1 hour per night for General Admission)

  • A step-by-step workbook to help you package your talk and plan your outreach

  • Replay access so you can revisit each lesson

  • Access to a private community of leaders to network and grow with

You Wins

By the end of this track, you’ll walk away with a polished signature talk, a clear plan to find and pursue speaking opportunities, and the confidence to position yourself and close $5K+ paid engagements.

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Here’s What You’ll Get When You Join

the Monetize Your Ministry Challenge

Clarity

Finally discover how to take the gifts, skills, and story you already have and package them into something people will pay for.

  • No more spinning your wheels wondering “what do I even offer?”

  • You’ll walk away with confidence about what your unique ministry path looks like.

Training

Three proven tracks, led by experts who have walked the road before you:

  • Coaching Challenge (Oct 13–15) with Dr. MyRon Edmonds & Kymone Hinds

  • Writing Challenge (Oct 20–22) with Athena Shack & Kymone Hinds

  • Speaking Challenge (Oct 27–29) with Pierre Quinn & Kymone Hinds

In each track, you’ll learn how to package your ministry experience into profitable offers, position yourself with clarity, and take practical steps that move you forward immediately — no fluff, no confusion, just actionable strategies.

Community & Accountability

You don’t have to walk this road alone. You’ll be part of a private challenge community filled with faith-driven leaders like you who are finally breaking free from financial frustration.

  • Daily accountability and prompts to help you apply what you learn

  • Encouragement and support so you actually finish, not just start

Resources & Support

We don’t leave you inspired but empty-handed. You’ll get:

  • Worksheets to turn lessons into concrete action plans

  • Replay access: General Admission does not receive replays; VIPs get replay access for 1 week

  • Bonus resources from guest experts so you can move faster

Proven Next Steps

By the end of the challenge, you’ll know exactly what to do next. No more trial-and-error. You’ll leave with:

  • A clear roadmap tailored to your chosen path (coaching, writing, or speaking)

  • Access to opportunities to go deeper in higher-level programs designed to help you grow even faster

Regardless of which track you choose — Coaching, Writing, or Speaking — you’ll be given step-by-step guidance throughout the entire process so you’ll never get lost, stuck, or confused.

We’ve guided pastors, educators, counselors, and faith-driven professionals to:

Launch coaching businesses that generate consistent monthly income. Write and publish books that open doors to new opportunities.

Step onto paid stages and transform audiences while being paid what they’re worth.

We understand the tension between calling and income. We also know what actually works, and what doesn’t.

That’s why inside this challenge, we give you the exact proven steps that have already helped countless faith-driven leaders create both income and impact — guaranteed.

DON'T WAIT! SIGN UP FOR

The monetize Your Ministry Challenge Now!

This 3-part challenge is designed for pastors, educators, counselors, and faith-driven professionals who want to multiply their impact, expand their reach, and create consistent income—while staying true to their calling.

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Meet Your Host and Guest Experts

Kymone Hinds

Host of the Monetize Your Ministry Challenge

Kymone is a pastor turned entrepreneur and Business Coach & Consultant who has helped hundreds of faith-driven leaders package their gifts and create consistent income without compromising their calling.

With nearly two decades of experience, he has guided clients to launch profitable coaching businesses, publish books, and step onto paid stages — creating impact while building sustainable income.

Kymone is living proof that you don’t have to choose between purpose and provision — you can have both.

Dr. MyRon Edmonds

Coaching Challenge (Oct 13–15 @7 PM EST | 4 PM PST)

Dr. MyRon is a nationally recognized High-Performance Coach and movement leader who has built a six-figure (and growing) coaching business impacting thousands of men and their families. He knows firsthand what it takes to transition from ministry leadership to building a thriving program that changes lives.

Together with Kymone, he now shares the roadmap for leaders and professionals who want to launch and scale coaching businesses that reach 6-figure status. If you’ve ever wondered how to turn your expertise into a profitable coaching business, this track will give you the exact steps.

Athena Shack

Writing Challenge (Oct 20–22 @7 PM EST | 4 PM PST)

Athena is the CEO of Watersprings Publishing, an international speaker, and the creator of proven publishing programs that have guided more than 200 authors from blank pages to published books.

With 30+ years in marketing, media, and ministry, she specializes in helping leaders transform their stories and expertise into books that build credibility, open doors to opportunities, and create new income streams.

If you’ve ever felt called to write but didn’t know where to start, Athena will give you the framework to finish and publish your book with confidence.

Pierre Quinn

Speaking Challenge (Oct 27–29 @7 PM EST | 4 PM PST)

Pierre is an international keynote speaker, leadership consultant, and corporate trainer who has gone from ministry to commanding $20,000+ per engagement on global stages.

He equips leaders to craft signature talks, position themselves with authority, and book paid speaking opportunities without needing a big following. His students have already landed $5K+ gigs using his proven frameworks. If you’ve dreamed of turning your message into influence and income, Pierre will show you how to step into paid speaking with clarity and confidence.

Kymone Hinds

Host of the Monetize Your Ministry Challenge

Kymone is a pastor turned entrepreneur and Business Coach & Consultant who has helped hundreds of faith-driven leaders package their gifts and create consistent income without compromising their calling.

With nearly two decades of experience, he has guided clients to launch profitable coaching businesses, publish books, and step onto paid stages — creating impact while building sustainable income.

Kymone is living proof that you don’t have to choose between purpose and provision — you can have both.

Dr. MyRon Edmonds

Coaching Challenge (Oct 13–15)

Dr. MyRon is a nationally recognized High-Performance Coach and movement leader who has built a six-figure (and growing) coaching business impacting thousands of men and their families.

He knows firsthand what it takes to transition from ministry leadership to building a thriving program that changes lives.

Together with Kymone, he now shares the roadmap for leaders and professionals who want to launch and scale coaching businesses that reach 6-figure status.

If you’ve ever wondered how to turn your expertise into a profitable coaching business, this track will give you the exact steps.

Athena Shack

Writing Challenge (Oct 20–22)

Athena is the CEO of Watersprings Publishing, an international speaker, and the creator of proven publishing programs that have guided more than 200 authors from blank pages to published books.

With 30+ years in marketing, media, and ministry, she specializes in helping leaders transform their stories and expertise into books that build credibility, open doors to opportunities, and create new income streams.

If you’ve ever felt called to write but didn’t know where to start, Athena will give you the framework to finish and publish your book with confidence.

Pierre Quinn

Speaking Challenge (Oct 27–29)

Pierre is an international keynote speaker, leadership consultant, and corporate trainer who has gone from ministry to commanding $20,000+ per engagement on global stages.

He equips leaders to craft signature talks, position themselves with authority, and book paid speaking opportunities without needing a big following. His students have already landed $5K+ gigs using his proven frameworks.

If you’ve dreamed of turning your message into influence and income, Pierre will show you how to step into paid speaking with clarity and confidence.

The Monetize Your Ministry Challenge Is The

#1 Results-Driven Experience

For Faith-Driven Leaders Who Want to Create Both Income and Impact!

Don’t just take our word for it. Pastors, educators, coaches, nonprofit leaders, and professionals just like you have used these exact strategies to launch coaching programs, publish books, land speaking engagements, and build thriving ministry-driven businesses.

Real People. Real Results.

Testimonial

Ramona Charles

Testimonial

Dr Michael Brown

Testimonial

Karyle Barnes

Testimonial

Maxon Victor

Testimonial

Kevin Spencer Wilson

Testimonial

Delroy Brooks

3 Reasons Why Should You Attend

The ‘Monetize Your Ministry Challenge’ 2025

You’ll Finally Get Clarity on How to Earn from Your Gifts

No more guessing, no more piecing together random advice. Whether your path is coaching, writing, or speaking, you’ll get step-by-step direction from proven experts who’ve already done it. You’ll leave knowing exactly what to do next.

You’ll Be Guided by Ministry Leaders Who Practice What They Preach

Your hosts aren’t just business coaches — they’re pastors, authors, and speakers who have successfully turned ministry into a source of income and impact. They know the unique challenges faith-driven leaders face, and they’ll show you what actually works.

You’ll Walk Away With Tools, Support, and a Roadmap You Can Use Right Away

From worksheets to replays to bonus resources, you won’t just get inspiration — you’ll have practical tools and a clear action plan to put into practice immediately. Plus, you’ll have a supportive community walking with you so you don’t fall back into old patterns.

STILL NOT SURE?

Frequently Asked Questions

Question 1: Who is this challenge for?

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Question 2: What exactly is the P.I.L.L. Method™?

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Question 3: Do I need to be behind on my payments to join?

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Question 4: How much time will I need each day?

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Question 5: Is this about budgeting or cutting expenses?

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Question 6: What happens if I can’t make the live sessions?

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Question 7: How is this different from Dave Ramsey or other gurus?

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Question 8: What kind of results have people seen?

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Question 1: Who is this challenge really for?

This challenge is for pastors, educators, counselors, nonprofit leaders, coaches, speakers, and faith-driven professionals who want to package their God-given gifts into coaching programs, books, or speaking opportunities that create both impact and income.

Question 2: Do I have to choose my track (Coaching, Writing, or Speaking) before I join?

Yes. You must select your track when you sign up. Each challenge is designed to be an immersive experience with tailored training, resources, and community support. Picking your track at registration ensures you’re fully aligned and ready to dive in from day one.

Question 3: How much time will this take each day?

General Admission gives you access to the first hour (7–8 PM EST). VIPs get the full two-hour sessions (7–9 PM EST) plus live Q&A and hot-seat coaching. Everything is recorded, so if you can’t join live, you can catch up at your own pace.

Question 4: Will I get personal help with my specific situation?

Yes. If you join as a VIP, you’ll have access to live Q&A and hot-seat coaching where you can bring your specific questions and challenges directly to the experts.

Question 5: What if I can’t make all the sessions live?

No problem! While General Admission does not include replays, VIPs get full access to all replays from their challenge for 7 days after it ends—plus bonus resources from our guest experts.

Question 6: I’m not “techy.” Will I be able to keep up?

Absolutely. The challenge is designed with step-by-step teaching, practical worksheets, and clear examples. No fancy tech or complicated setup is required to take action.

Ready to Monetize Your Ministry?

Choose Your Track and Start Today!

This 3-part challenge is built for pastors, educators, counselors, and faith-driven professionals who want to multiply their impact, expand their reach, and create income without trying to figure it all out alone.

Every effort has been made to accurately represent this challenge and the potential it holds. However, we cannot guarantee that you will earn a specific amount of money or achieve particular results. Your success depends on many factors including your dedication, discipline, follow-through, and unique gifts.

The examples of coaching programs, books, speaking engagements, or income mentioned are not intended to represent or guarantee that anyone will achieve the same results. They are simply illustrations of what has been possible for others.

By participating in the Monetize Your Ministry Challenge, you acknowledge that we are not making any guarantees about financial outcomes, and you accept full responsibility for your results.

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